Membership Rewards

Auto/Truck Products

Recreational Products

Flagstar Mortgage

Home Equity Products

MasterCard Product

Savings Products

Investment Products

Certificate Products

Market Share Products

Fee Schedule

Calculators

Rates Effective May 21, 2008

The rates quoted are our base rate. Your rate could be higher depending upon your credit history.

New & Used Vehicle Loans/ Recreational Vehicles/Line of Credit / Signature Loans /Savings Secured Loans
Home Equity Loans

Rate

APR*

Term

New and Used Auto and Truck Loans*

5.50

5.50

36

New and Used Auto and Truck Loans*

6.00

6.00

60

New and Used Auto and Truck Loans $20,000 and more *

6.50

6.50

72

New Auto / minimum $30,000 loan

7.50

7.50

84

New / Used RVs, Motor homes, Trailers, Boats, Motorcycles ( 60 months) *

8.00

8.00

60

New / Used RVs, Motor homes, Trailers, Boats (61-72 months)*

8.50

8.50

72

New / Used RVs, Motor homes, Trailers, Boats (73- 84 months)*

9.50

9.50

84

New / Used RVs, Motor homes, Trailers, Boats (85 - 120 months)*

10.25

10.25

120

Unsecured Line of Credit

13.50

13.50

n/a

MasterCard / 6 month introductory rate as low as 2.99%/ variable rate

 

 

n/a

Signature Loan (12 months)**

6.49

6.49

12

Signature Loan (24months)**

8.49

8.49

24

Signature Loan (36 months)**

9.49

9.49

36

Signature Loan (1 - 48 months)**

10.49

10.49

48

Share Secured (1- 36 months)

4.00

4.00

36

Streamlined Home Equity / Max. $40,000 / up to 60 months / 80%LTV***

6.00

6.00

60

Fixed Rate Home Equity / up to 60 Months/ 80% LTV****

6.00

6.00

60

Fixed Rate Home Equity / up to 120 Months/ 80% LTV ****

6.75

6.75

120

Fixed Rate Home Equity / up to 180 Months/ 80% LTV****

7.75

7.75

180

ALL RATES SUBJECT TO CHANGE AT ANY TIME.Rates vary depending on credit score.****Rates are for primary residence only. Different guidelines and rates apply for second homes and non-owner occupied and for Loan to Value greater than 80.00%.

 

 

 

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