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Rates Effective May 21, 2008
The rates quoted are our base rate. Your rate could be higher depending upon your credit history.
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New & Used Vehicle Loans/ Recreational Vehicles
Line of Credit / Signature Loans /Savings Secured Loans/Home Equity Loans
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Rate
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APR*
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Term
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New and Used Auto and Truck Loans*
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5.50
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5.50
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36
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New and Used Auto and Truck Loans*
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6.00
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6.00
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60
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New and Used Auto and Truck Loans $20,000 and more *
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6.50
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6.50
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72
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New Auto / minimum $30,000 loan
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7.50
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7.50
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84
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New / Used RVs, Motor homes, Trailers, Boats, Motorcycles ( 60 months) *
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7.00
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7.00
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60
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New / Used RVs, Motor homes, Trailers, Boats (61-72 months)*
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7.50
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7.50
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72
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New / Used RVs, Motor homes, Trailers, Boats (73- 84 months)*
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8.50
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8.50
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84
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New / Used RVs, Motor homes, Trailers, Boats (85 - 120 months)*
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10.25
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10.25
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120
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Unsecured Line of Credit
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13.50
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13.50
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n/a
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MasterCard / 6 month introductory rate as low as 2.99%/ variable rate
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n/a
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Signature Loan (12 months)**
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6.49
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6.49
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12
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Signature Loan (24months)**
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8.49
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8.49
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24
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Signature Loan (36 months)**
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9.49
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9.49
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36
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Signature Loan (1 - 48 months)**
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10.49
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10.49
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48
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Share Secured (1- 36 months)
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4.00
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4.00
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36
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Streamlined Home Equity / Max. $40,000 / up to 60 months / 80% LTV***
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6.00
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6.00
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60
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Fixed Rate Home Equity / up to 60 Months/ 80% LTV****
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6.00
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6.00
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60
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Fixed Rate Home Equity / up to 120 Months/ 80% LTV ****
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6.75
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6.75
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120
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Fixed Rate Home Equity / up to 180 Months/ 80% LTV****
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7.75
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7.75
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180
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ALL RATES SUBJECT TO CHANGE AT ANY TIME.****Rates are for primary residence only. Different guidelines and rates apply forsecond homes and non-owner occupied and for Loan to Value greater than 80.00%
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Mortgage Rates
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Points
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APR*
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Call us please - 520-745-6488
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Rates Effective July 1, 2008
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Savings
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Dividend Rate
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APY*
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Term
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Share Savings (including Club and Holiday Accts.) **
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1.00
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1.01
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n/a
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Market Share Account $2,500 - $24,999.99****
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1.85
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1.87
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n/a
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Market Share Account $25,000 - $74,999****
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1.95
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1.97
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n/a
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Market Share Account $75,000 and more****
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2.05
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2.07
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n/a
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IRA Share Accounts (Traditional, Roth and Education)*****
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2.00
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2.02
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n/a
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ALL RATES SUBJECT TO CHANGE AT ANY TIME.*APY is the Annual Percentage Yield. **Minimum balance to earn dividends is $50.00. Minimum account balance is $25.00. ****Withdrawals must be at least $500 or more. No restrictions on the number or size of deposits. *****Minimum $5.00 balance to earn dividends.
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Certificates /IRA Certificates (Traditional, Roth, and Education)
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Dividend Rate
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APY*
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Term
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6 Month Certificate $1,000 - $9,999.99 (not available for IRAs)
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2.30
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2.32
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6
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1 Year Certificate $1,000 - $9,999.99 ($500 minimum for Education IRAs)
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2.50
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2.53
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12
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2 Year Certificate $1,000 - $9,999.99 ($500 minimum for Education IRAs)
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2.70
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2.73
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24
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3 Year Certificate $1,000 - $9,999.99 ($500 minimum for Education IRAs)
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2.80
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2.84
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36
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ALL RATES SUBJECT TO CHANGE AT ANY TIME.*APY is the Annual Percentage Yield. There is a penalty for early withdrawal of funds from any Share Certificate. Dividends are credited and compounded monthly.
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