|
Schedule of Fees (Effective July 7, 2008)
|
| Monthly Checking Account Fee |
None |
| Returned Check Item |
$25.00 per item |
| Negative Balance |
$25.00 per item |
| Returned ACH Item |
$25.00 per item |
| Deposited Check / Loan Payment Returned |
$25.00 per item |
| Overdraft Privilege |
$25.00 per item |
| Checks |
Varies depending upon style |
Check Cashing Fee
|
$3.00 per transaction
Waived for combined account balances greater than $250.00, or an active checking account, or a loan balance, or for youth accounts (age 17 and under). |
Early Closure Fee
Share account closed within 60 days of opening date. |
$15.00 |
Account Reopen Fee
Share Account reopened within 60 days of date closed. |
$10.00 |
| Account Reconciliation and Research |
$15.00 per hour
|
| Account History Printout |
FREE
|
| Duplicate Account Statements |
$2.00 per statement |
| Items Sent for Collection |
$15.00 per item |
| Outgoing Wire Transfer (U.S. Domestic) |
$15.00 per transfer |
| International Wire |
$35.00 per transfer |
| Official Check |
One FREE per day then $1.00 per check |
| Money Order |
$.75 |
| Inactive Account Fee |
$1.00 per month. Charged after two years inactivity and balance under $50.00. Youth accounts excluded |
| ATM Transactions at any of our offices. |
FREE |
| Nonproprietary ATM Transaction |
First 5 per month are FREE, $1.00 per transaction thereafter. |
| Point of Sale Transactions |
FREE. |
| Electronic Teller (audio response) |
FREE |
Replacement Plastic Cards
(Visa Check, ATM) |
$10.00 |
|
Internet Service Fees
|
| FlexTeller Internet Account Access |
FREE |
| Check Imaging |
FREE through FlexTeller, $1.50 through employee |
| Internet Bill Payer Service |
Free Bill Payer when enrolled in the following services: Checking, Direct Deposit, Visa Check Card, FlexTeller
and e-Statements.
If you do not qualify for Free Bill Payer, Bill Payer will be $5.95 per month for 15 bills.First three months FREE!
$.35 for each bill in excess of 15 per month.Stop Payment $20.00 per item.Returned Item Fee $25.00 per item.
|
| Mail Returned / Bad Address |
$2.00 per month |
| Overdraft Protection from Savings to pay a Check or Electronic transaction |
First three per month are free, $2.00 per time thereafter |
| Overdraft Protection from Line of Credit to cover a Check or Electronic Transaction |
No transaction fee, interest charged on balance owing. |
| Mortgage loans |
Please call for estimate |
